The Buyer's Perspective
With the convenience of information readily available on the Internet, beginning the search for your perfect home is a easy as opening a web browser. Conducting independent research on your desired neighborhood can help you locate open houses as well as availability, but the true search begins when you choose the professional service of a real estate agent. Choosing to hire a real estate agent will help you navigate the complexities of every step from preparing to propose an offer to representing you in the closing.
As a professional realtor with an extensive knowledge, I will represent you in the negotiations, closing dates, and put you in touch with inspector, lenders, and insurance professionals to guide you along every step of the way.
Buying a Home
Whether this is your first time buying a home, or a second property, finding that home that makes your heart sing is what I strive to do. On the quest to locate your dream home, I encourage buyers to analyze the features that are most important to them in this exciting time. A few key example questions to begin with are:
- Do you desire a large backyard space?
- Enough room to accommodate a growing family?
- Living close to work?
Narrowing down the aspects of a home are important to you creates a useful plan for finding your home. When we do locate that perfect home, my knowledge of the market will help you secure your dream home. By pulling reports on comparable homes in the same neighborhood, we can assess what similar homes have sold for and make a sound offer. In addition, we will work together to calculate a price range you can comfortably afford.
Start with Preapproval
Once you are ready to begin the journey to your dream home, taking the time to become pre-approved can help you secure your home stand out from other home buyers and help speed up the underwriting and loan approval process. Find out how to become pre-approved.
A lender will help you along the financing process as well as help you become prequalified and understand the amount you can qualify for on a loan. Knowing ahead of time the amount you can borrow will help you assess what offer amount to propose. If earnest money is included in the original offer, it acts as a deposit to show your interest to the seller and will be placed with third party until the sale of the house, or if a contract happens to fall through.
By pulling comparable sales for properties in the same neighborhood or homes with similar styles, assessing the buying market for the area, as well as analyzing factors including the length of time the home has been on the market, we will work together to present an offer. Often a seller might counter the offer with details for the offer and the negotiating will begin. Once both parties agree to the the offer it becomes accepted and a contract is then signed between the seller and you - the buyer.
In the offer contract will include your conditions and provisions and any additional details. These might include a contingent offer, home warranties, or appliances and curtain rods to be included with the home purchase. Every detail is carefully reviewed and included in the contract.